Rideshare Accident Lawyer Network

When you're a passenger and the driver causes an accident, Uber and Lyft's full commercial liability policy applies — up to $1,000,000 per incident. If another driver causes the crash, their insurance is primary and the rideshare policy may provide additional coverage. A Georgia rideshare accident attorney will identify every applicable policy and pursue all of them.

If the driver's app was completely off, they were not operating as a rideshare driver in any legal sense. Only their personal auto insurance applies — and some personal policies specifically exclude commercial driving, which can create a coverage gap. This is one of the most important reasons to have an attorney identify the driver's app status before you negotiate.

Rideshare companies use a three-tier coverage system. Period 0: app off — driver's personal insurance only. Period 1: app on, no ride accepted — limited contingency coverage ($50K/$100K bodily injury). Periods 2 and 3: en route to pickup or actively transporting — full $1,000,000 commercial policy. Which tier applies depends on the exact app status at the moment of impact.

Generally not easily. Uber and Lyft classify drivers as independent contractors, which legally insulates the company from most direct liability. However, the company's insurance still applies in Periods 2 and 3, and there are circumstances — such as negligent driver vetting — where direct company liability may be argued. An attorney will assess whether that applies to your case.

Case value depends on your injuries, medical costs, lost income, and which insurance tier applies. Passenger cases where the full $1,000,000 commercial policy applies have a significantly higher ceiling than cases involving off-duty drivers. Speak with a rideshare accident attorney before accepting any offer — the first offer is almost never the right one.

Two years from the date of the accident (O.C.G.A. § 9-3-33). But in rideshare cases, digital evidence — app data, GPS records, trip logs — can be lost or overwritten much sooner. Contact an attorney as quickly as possible to preserve that evidence.

Georgia's modified comparative fault rule (O.C.G.A. § 51-12-33) means you can still recover as long as you were less than 50% responsible. Your compensation is reduced by your share of fault but not eliminated. Multiple insurers in a rideshare case will each try to assign you more fault than you deserve — having an attorney levels that dynamic.

We're a vetted personal injury attorney network, not a law firm. We match you with a licensed Georgia attorney who handles rideshare accident cases, manage the intake, and stay involved throughout. No fees unless your attorney wins your case.